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What you can do if you’re among millions left out of stimulus payments. And how to defer housing and electricity payments

People with dependents over 16 could receive payments if a bill passes.

Big news for many people left out of the upcoming stimulus check program: a bill has been filed to include payments for many high schoolers, college students, and older adults who are being cared for by someone else.

This is because the recent federal relief payments that were approved excluded payments for dependents older than 16. 

If approved, the "All Dependents Count Act" allows the people who provide for, or care for, dependents older than 16 would get $500 payments for them. 

If you’d like to help the bill get approved, the calls and emails to your representatives matter. All the contact information for senators and representatives are available at the bottom of this article.

You can find your Congressional district here.

Housing

Many of you have messaged me that you’re worried about making your next payment. Here is a great article from AARP, which includes links where you can check to see if your mortgage is backed by Fannie Mae or Freddie Mac:

Most mortgages are backed by those two giants. If yours is, you could defer your payments for up to a year without penalties, fines or extra interest. Additionally, FHA backed mortgages are eligible for payment deferments. If you have checked the two websites above and didn’t find who is backing your mortgage, you can click here to find out the answer. Once you get the mortgage servicer on the line, here’s a guide to what you need to know.

If you are renting, there is a moratorium on evictions from multifamily buildings (like apartment complexes) that are backed by Fannie Mae or Freddie Mac. It is estimated that half of all multifamily building mortgages are backed by those two, but admittedly, there is no tool to search to see if your building is covered by one of them. You should contact your complex management if you anticipate having trouble paying rent. 

The Texas Supreme Court just extended its ban on evictions for nonpayment statewide through April 30.

Dallas County has halted evictions for nonpayment through May 18.

What about keeping the lights on in your home? 

Direct Energy just suspended disconnections for low-income customers through April 30 and gave another $100,000 to a program that helps those customers pay their electric bills. 

Even if you're not in that low-income program, contact your electric provider if you are worried about being able to pay your bill! The state has ordered providers to offer deferred payment plans to people financially impacted by COVID-19.

Contact information for your elected leaders

All the information below is compiled from the list of elected leaders organized by The Texas Tribune:

Wherever you live in Texas, these are your two senators:

U.S. Senator John Cornyn

Phone: 512-469-6034

 Email form: https://www.cornyn.senate.gov/contact

Twitter: https://www.twitter.com/JohnCornyn

Facebook: https://www.facebook.com/Sen.JohnCornyn

U.S. Senator Ted Cruz

Phone 202-224-5922

Email form: https://www.cruz.senate.gov/?p=form&id=16

Twitter: https://www.twitter.com/SenTedCruz

Facebook: https://www.facebook.com/tedcruzpage

Congressional representatives for North Texas:

You can find your Congressional district here.

U.S. Representative Van Taylor

District 3 (R-Plano)

Phone 202-225-4201

Contact form: https://vantaylor.house.gov/contact/

Twitter: https://twitter.com/RepVanTaylor

Facebook: https://www.facebook.com/RepVanTaylor

U.S. Representative John Ratcliffe

District 4 (R-Heath)

Phone 202-225-6673

Contact form: https://ratcliffe.house.gov/contact/ 

Twitter:  https://www.twitter.com/RatcliffeTX4

Facebook: https://www.facebook.com/RatcliffeForCongress

U.S. Representative Lance Gooden

District 5 (R-Terrell)

Phone 202-225-3484

Contact form: https://gooden.house.gov/zip-code-lookup?form=/contact/email-me 

Twitter:  https://twitter.com/Lancegooden 

Facebook: https://www.facebook.com/lancegoodenfortexas 

U.S. Representative Mike Conaway

District 11 (R-Midland)

Phone 202-225-3605

Contact form: https://conaway.house.gov/contact/ 

Twitter: https://www.twitter.com/ConawayTX11

Facebook: https://www.facebook.com/mike.conaway

U.S. Representative Kay Granger

District 12 (R-Fort Worth)

Phone 202-225-5071

Contact form: https://kaygranger.house.gov/contact 

Twitter: https://www.twitter.com/RepKayGranger

Facebook: https://www.facebook.com/RepKayGranger

U.S. Representative Mac Thornberry

District 13 (R-Clarendon)

Phone 202-225-3706

Contact form: https://thornberry.house.gov/contact/ 

Twitter: https://www.twitter.com/MacTXPress

Facebook: https://www.facebook.com/repmacthornberry

U.S. Representative Bill Flores

District 17 (R-Bryan)

Phone 202-225-6105

Contact form: https://flores.house.gov/contact/ 

Twitter: https://www.twitter.com/RepBillFlores

Facebook: https://www.facebook.com/RepBillFlores

U.S. Representative Jodey Arrington

District 19 (R-Lubbock)

Phone 202-225-4005

Contact form: https://arrington.house.gov/contact/#email 

Twitter: https://www.twitter.com/JodeyArrington

Facebook: https://www.facebook.com/JodeyArrington

U.S. Representative Kenny E Marchant

District 24 (R-Coppell)

Phone: 202-225-6605

Contact form: https://marchant.house.gov/contact/

Twitter: https://www.twitter.com/RepKenMarchant

Facebook: https://www.facebook.com/pages/Kenny-Marchant/6349487899

U.S. Representative Roger Williams

District 25 (R-Austin)

Phone 202-225-9896

Contact form: https://williams.house.gov/contact/email-me 

Twitter: https://www.twitter.com/RogerWilliamsTX

Facebook: https://www.facebook.com/RepRogerWilliams

U.S. Representative Michael C. Burgess

District 26 (R-Lewisville)

Phone 202-225-7772

Contact form: https://burgess.house.gov/contact/356345.htm 

Twitter: https://www.twitter.com/michaelcburgess

Facebook: https://www.facebook.com/michaelcburgess

U.S. Representative Eddie Bernice Johnson

District 30 (D-Dallas)

Phone 202-225-8885

Contact form: https://ebjohnson.house.gov/contact-us

Twitter: https://www.twitter.com/RepEBJ

Facebook: https://www.facebook.com/pages/Eddie-Bernice-Johnson/84096022067

U.S. Representative Colin Allred

District 32 (D-Dallas)

Phone 202-225-2231

Contact form: https://allred.house.gov/zip-code-lookup?form=/contact/email-me 

Twitter:  https://www.twitter.com/ColinAllredTX

Facebook: https://www.facebook.com/ColinAllredTX

U.S. Representative Marc Veasey

District 33 (D-Fort Worth)

Phone 202-225-9897

Contact form: https://veasey.house.gov/contact/email-me 

Twitter: https://www.twitter.com/RepVeasey

Facebook: https://www.facebook.com/people/Marc-Veasey/1248020461

U.S. Representative Ron Wright

District 6 (R-Arlington)

Phone 202-225-2002

Contact form: https://wright.house.gov/zip-code-lookup?form=/contact/email-me 

Twitter: https://www.twitter.com/ron4congress

Facebook: https://www.facebook.com/wright4congress

U.S. Representative Brian Babin

District 36 (R-Woodville)

Phone 202-225-1555

Contact form: https://babin.house.gov/contact/ 

Twitter: https://www.twitter.com/Babin4Congress

Facebook: https://www.facebook.com/https://www.facebook.com/BabinForCongress

Congressional representatives for the rest of Texas can be found here:

https://www.texastribune.org/directory/#congress

More on WFAA.com:

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