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DALLAS -- Hard times have Maria Silva packing up and moving in with her mother.

The 54-year-old with Stage 4 breast cancer, just got results of a PET scan that show her disease has spread. Adding to those huge concerns, she received notice that her insurance policy is being cancelled.

'It's shocking,' Silva said. 'Where am I supposed to go? Where am I supposed to go for treatment?'

Silva is among an estimated 12-to-15 million Americans with policies that don't meet the minimum standards established by the Affordable Care Act. Many have been told their policies will no longer be active in 2014.

President Obama apologized Thursday to those losing their health insurance, despite his promises that anyone who liked their currently policy could keep it.

Silva has tried getting into the health insurance marketplace to shop for other policies, but technical glitches have stalled her efforts. Not even her insurance provider can tell her what to do if she can't compare plans on the web or by phone.

Her policy runs out Dec. 31.

'It's terrifying,' she said of the uncertainty.

'If I decided not to have treatment, I would be dead in two-to-three months,' she said. 'I have to have it.'

Without an answer soon, Maria Silva fears the Affordable Care Act will be the death of her.

E-mail jstjames@wfaa.com

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