So what does health care reform mean to you?
If you suffer from a serious illness like cancer, your insurance company can no longer cap how much it will cover per year, which should help with steep medical bills.
If you have a pre-existing condition, $5 billion has been set aside to help the uninsured until new reform takes effect in 2014.
Parents can now include children on their policies until age 26, so if those children are without a job at any point, they won't be without insurance.
The full reform takes over in 2014. That means Medicaid will expand.
You must have health coverage or you will be fined one percent of your income the first year, two percent the next.
Small businesses, the self-employed, and unemployed can pool resources and buy less expensive coverage.
And are subsidies for families of four who make less than $88,000 per year. To offset premiums, families will get tax breaks based on household income.