FORT WORTH –– For Flora Alexandra Brewer of Fort Worth, Wednesday was another day in front of the computer, staring at the same message on the same website, healthcare.gov.
“We will send you to the login site as soon as we can and thanks for your patience,” Brewer said, reading the message on her computer screen.
She was one of about 2.8 million Americans who logged onto the site on Tuesday, the first day that Affordable Care Act's health insurance marketplace went live.
The real estate development business owner who works from home kept trying to sign into the website. She is determined to participate in the exchange.
“We have pre-existing conditions,” said Brewer. “There's nothing more expensive out there on any of the websites that I have looked at than what I am currently paying for COBRA.”
The Consolidated Omnibus Budget Reconciliation Act of 1985, or COBRA, is a federal law that allows people who leave their jobs to keep their coverage for a certain period of time.
Brewer has to pay every penny of the premium.
For the past 10 months, she’s been paying around $1,900 a month for health insurance for her, her husband and one of her sons. She most likely will not qualify for any subsidies, but she believes she will save around $500 a month under the program commonly known as Obamacare.
Those potential savings motivate Brewer not to give up on the exchange. And so, on Wednesday, she called the toll free number listed on healthcare.gov. She spoke to a representative and enrolled in 15 minutes. She will soon receive an email and a packet in the mail detailing the polices and rates she and her family are eligible for.
“I'm not worried,” said Brewer. “We are in good shape. We are rolling.”
She said she’s excited about rolling onto the next step in the exchange, picking a plan that will kick in Jan. 1.