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Looking for a new home? Rates are still low, so it's a great time to buy but there are some things you should consider before taking the plunge.
First, KNOW YOUR CREDIT SCORE! You could have a great down payment and low debt to income ratio, but if your credit score is too low you won't qualify for a loan.
Next, evaluate if you're really ready to be a homeowner. Buying a home should be looked upon as a long-term investment. It's important to consider the upkeep and maintenance costs associated with buying a home. Owning a home can also take up a lot of your free time.
Maybe you don't want to buy, but are considering a remodeling project. This is a great idea and City Credit Union has a great Home Equity rate of 4.99% APR!
Home ownership is the American Dream. Take some time to plan before you buy so that you can be a smart consumer. The Home Zone expert at City Credit Union is ready and willing to help.
For more information, visit us at citycu.org Certain restrictions apply. Loans subject to credit approval. City Credit Union is an equal housing lender. Member NCUA.